Emotions
March 7th, 2010 | 
Author: I feel like my emotions are all over the place this morning , I am sure a big part is to do with it being that time of the month but the bigger part is me and my dislike for change.
It is official I guess, hubby starts a part time job this week . Only 16 hours but its on top of his already demanding and time consuming phd . He cannot keep it up so it is temporary till I can find a job . I want to cry even thinking about that , I am not sure if either Ru or I are ready for that sort of seperation yet . I cannot do evening or weekends just now (because of Craig going to France soon) , thankfully it only needs to be 16 hours a week (to get working family tax credits ) but I feel sick at the thought of it .
I made an appointment at the job centre on Friday to talk to them but could not go . I feel embarresed and like a complete failure just going in there . “Signing on“ is something kids or desperate people do you know? (I know this is not true and it is to help those seeking work. I just cannot get over my own hang ups.
I am also flip flopping over what to do when (if) this flat actually sells and starting to think renting rather than buying again would be better in the short term . Is that just completly crazy? . For a few reasons mainly , first not worrying about ending up homeless when selling here . Then comes the big what will happen in 2012 question when Craig finishes his phd . If he is jobless for a while then we can get help with rent , if we have to move it is simply a case of getting out of the lease not trying to sell or carry an extra mortage.
But do we really want to take a step back and be throwing or money away each month?
I’m having to many thoughts for 8am on a Sunday morning.
Today should brighten me up as we are having a much needed family day , lunch out then a trip to a transport museam just the 5 of us. I cannot think of anything I would rather do
Posted in Uncategorized
March 7th, 2010 8:00 am
(((huge hugs))) sweety. I know how hard this is for you. Sending you loads of love xxx
March 13th, 2010 4:45 pm
I’m so sorry.
I can tell you this. Both my brother family in Florida and my brother-in-law’s family here in New Jersey have sold their homes last year and are now renting homes. They have both found that even though they are “throwing away money” the monthly rent and expenses are less than their previous mortgage payments and expenses. The economy just stinks right now. By renting they are both able to start saving in the hopes of getting back on their feet and buy again in the next few years.
March 24th, 2010 3:20 pm
Sorry for the late comment. I feel for the conundrum, we’ll be facing similar problems in a year’s time, when my hubby’s PhD finishes and I’ll still be on mat leave. As to the rent vs buy question - I’d recommend to rent. It’s cheaper, and you can plan. With buying, you have so many additional responsibilities and it’s so much harder to budget. Also many of my friends now rent and have much nicer places than they could ever afford on a mortgage. I really think owning a house is very overrated - as long as you find a decent landlord you’re much better off renting, especially if the work situation is a bit unreliable at the moment. You don’t throw money away renting - if you have a mortgage you pay the rent (interest to the bank) and on top of that you’re paying off and maintaining the property, insurance etc, so it really is a case of six and a half dozen.
Hope it all turns out ok and that you don’t worry too much!